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Smarter Investing: Calculate Your Returns
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| Year | Inflation (%) |
|---|---|
| 2010 | 8.57% |
| 2011 | 6.47% |
| 2012 | 8.89% |
| 2013 | 7.49% |
| 2014 | 8.86% |
| 2015 | 7.67% |
| 2016 | 7.78% |
| 2017 | 11.14% |
| 2018 | 16.33% |
| 2019 | 15.18% |
| 2020 | 12.28% |
| 2021 | 19.60% |
| 2022 | 72.31% |
| 2023 | 51.17% |
| 2024 | 62.50% |
| 2025* | 52.48% |
| 2026* | 48.14% (forecast) |
| 2027* | 39.04% (forecast) |
*Forecast values. Source: IMF (forecast) + World Bank (historical).
| Period | Deposits - 1 year | Deposits - over 1 year |
| Q1-2022 | 0.22% | 1.09% |
| Q2-2022 | 0.21% | 1.15% |
| Q3-2022 | 0.22% | 1.15% |
| Q4-2022 | 0.22% | 1.14% |
| Q1-2023 | 0.27% | 1.20% |
| Q2-2023 | 0.26% | 1.18% |
| Q3-2023 | 0.30% | 1.20% |
| Q4-2023 | 0.30% | 1.25% |
| Q1-2024 | 1.70% | 2.10% |
| Q2-2024 | 1.70% | 2.10% |
| Q3-2024 | 1.70% | 2.05% |
| Q4-2024 | 1.70% | 2.05% |
| Q1-2025 | 1.70% | 2.10% |
| Q2-2025 | 1.65% | 2.10% |
| Q3-2025 | 1.65% | 2.00% |
| Q4-2025 | 1.65% | 2.00% |
| Year | Inflation |
| 2010 | 0.38% |
| 2011 | 3.45% |
| 2012 | 4.14% |
| 2013 | 2.21% |
| 2014 | -0.71% |
| 2015 | 1.55% |
| 2016 | -0.26% |
| 2017 | 2.37% |
| 2018 | 2.60% |
| 2019 | 0.37% |
| 2020 | -0.24% |
| 2021 | 2.40% |
| 2022 | 13.05% |
| 2023 | 8.27% |
| 2024 | 4.35% |
| 2025 | 2.56% |
| 2026 | 2.06% |
| 2027 | 1.96% |
| Period | Deposits - 1 year | Deposits - over 1 year |
| Q1-2022 | 0.25% | 1.00% |
| Q2-2022 | 0.21% | 1.00% |
| Q3-2022 | 0.30% | 1.00% |
| Q4-2022 | 0.30% | 1.05% |
| Q1-2023 | 0.30% | 1.05% |
| Q2-2023 | 0.30% | 1.10% |
| Q3-2023 | 0.35% | 1.15% |
| Q4-2023 | 0.30% | 1.15% |
| Q1-2024 | 0.30% | 1.15% |
| Q2-2024 | 0.30% | 1.15% |
| Q3-2024 | 0.30% | 1.15% |
| Q4-2024 | 0.30% | 1.15% |
| Q1-2025 | 0.30% | 1.10% |
| Q2-2025 | 0.30% | 1.10% |
| Q3-2025 | 0.30% | 1.15% |
| Q4-2025 | 0.30% | 1.15% |
| Year | Inflation |
| 2010 | 2.12% |
| 2011 | 3.99% |
| 2012 | 2.05% |
| 2013 | -0.09% |
| 2014 | -0.90% |
| 2015 | -1.02% |
| 2016 | -1.58% |
| 2017 | 0.81% |
| 2018 | 1.42% |
| 2019 | 0.56% |
| 2020 | -1.05% |
| 2021 | 2.00% |
| 2022 | 14.04% |
| 2023 | 5.49% |
| 2024 | 2.99% |
| 2025 | 2.69% |
| 2026 | 2.51% |
| 2027 | 2.01% |
| Period | Deposits - 1 year | Deposits - over 1 year |
| Q1-2022 | 0.30% | 1.20% |
| Q2-2022 | 0.35% | 1.10% |
| Q3-2022 | 0.48% | 1.43% |
| Q4-2022 | 0.40% | 1.73% |
| Q1-2023 | 0.50% | 1.70% |
| Q2-2023 | 0.62% | 1.80% |
| Q3-2023 | 0.60% | 1.80% |
| Q4-2023 | 0.60% | 1.75% |
| Q1-2024 | 0.60% | 1.80% |
| Q2-2024 | 0.60% | 1.80% |
| Q3-2024 | 0.60% | 1.80% |
| Q4-2024 | 0.60% | 1.80% |
| Q1-2025 | 0.60% | 1.80% |
| Q2-2025 | 0.60% | 1.80% |
| Q3-2025 | 0.60% | 1.80% |
| Q4-2025 | 0.60% | 1.80% |
| 2010 | 2.04% |
| 2011 | 3.05% |
| 2012 | 2.44% |
| 2013 | 1.53% |
| 2014 | -0.19% |
| 2015 | -0.63% |
| 2016 | -0.34% |
| 2017 | 2.04% |
| 2018 | 1.74% |
| 2019 | 0.78% |
| 2020 | -0.34% |
| 2021 | 3.01% |
| 2022 | 8.32% |
| 2023 | 3.49% |
| 2024 | 3.93% |
| 2025 | 2.06% |
| 2026 | 1.76% |
| 2027 | 1.70% |
| Period | Deposits - 1 year | Deposits - over 1 year |
| Q1-2022 | 0.33% | 1.37% |
| Q2-2022 | 0.41% | 1.38% |
| Q3-2022 | 0.42% | 1.37% |
| Q4-2022 | 0.42% | 1.44% |
| Q1-2023 | 0.44% | 1.50% |
| Q2-2023 | 0.43% | 1.48% |
| Q3-2023 | 0.45% | 1.60% |
| Q4-2023 | 0.40% | 1.45% |
| Q1-2024 | 0.44% | 1.50% |
| Q2-2024 | 0.43% | 1.45% |
| Q3-2024 | 0.45% | 1.50% |
| Q4-2024 | 0.40% | 1.46% |
| Q1-2025 | 0.40% | 1.45% |
| Q2-2025 | 0.45% | 1.45% |
| Q3-2025 | 0.44% | 1.48% |
| Q4-2025 | 0.50% | 1.52% |
Türkiye, Spain and North Cyprus
Three Mediterranean markets we have added to our portfolio – sea, sun and investments that pay off.

Türkiye
Live by the sea and invest in a city that grows. Coastal apartments from €165,000, rental yields up to 9 % and citizenship for the whole family from $400,000. Two hours’ flight from Sarajevo.

Spain
Sun, the euro and the legal certainty of the European Union. Mediterranean apartments from €205,000 and houses with pools from €370,000. You buy in the EU, in euros, with a non-resident mortgage.

North Cyprus
The Mediterranean you can afford. Seafront apartments from £60,000, with the developer financing the purchase in instalments of up to 8 years – no bank. Rental yields of 6–12 % and a residence permit for the whole family.
Build Lasting Wealth:
Why Real Estate Should Be Part of Your Investment Strategy?
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Residency & Citizenship
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